Rates

Rates

APY = Annual Percentage Yield

Rates effective as of August 1, 2016 and are subject to change after the account is opened. Please contact us for current rates.

Fees will reduce earnings.

Kasasa Cash*

BalanceDividend RateAPY*
Balances up to $10,0002.96%3.00%
Balances over $10,0000.25%3.00% to 0.33%

depending on account balance

All balances if qualifications aren't met

0.05%0.05%

To earn the higher dividend rate and refunds on ATM fees, the monthly requirements are:

  • Have at least 12 debit card purchases authorize and post to your account
  • Be enrolled to receive eStatements
  • Be enrolled and log into internet banking

Kasasa Saver*

BalanceDividend RateAPY*
Balances up to $10,0000.25%0.25%
Balances over $10,0000.25%025%

All balances if qualifications aren't met

0.05%0.05%

To earn the higher dividend rate and refunds on ATM fees, the monthly requirements are:

  • Have at least 12 debit card purchases authorize and post to your account
  • Be enrolled to receive eStatements
  • Be enrolled and log into internet banking

Share Accounts

AccountMinimum Balance Required to Earn DividendsDividend RateAPY*
Regular Share$25+0.05%0.05%
Share Draft (Checking)$500.00 - $2,999.990.05%0.05%
$3,000+0.10%0.10%
TrueWealth KIDS & A+ Student Savings$5 - $2,499.991.00%1.01%
$2,500+0.10%0.10%
Club Shares$25+0.10%0.10%
Roth & IRA Shares$25+0.30%0.30%
Money Market Savings

(Minimum Opening Deposit: $2,000)

$2,000 to $19,999.990.30%0.30%
$20,000 - $74,999.990.35%0.35%
$75,000+0.40%0.40%
Money Market Checking$2,500 - $9,999.990.10%0.10%
$10,000+0.20%0.20%

Regular & IRA CD Rates

Minimum BalanceDividend RateAPY*Term

(months)

$5000.65%0.65%6
0.85%0.85%12
090%090%15
1.00%1.00%18
1.20%1.21%24
1.30%1.31%30
1.50%1.51%36
1.60%1.61%42
1.70%1.71%48
2.00%2.02%60
$10,0001.30%1.31%24
1.40%1.41%30
1.60%1.61%36
1.70%1.71%42
1.80%1.82%48
2.10%2.12%60

*APY = Annual Percentage Yield

Substantial penalty for early withdrawals.

Jumbo CDs

TermMinimum BalanceDividend RateAPY*

*APY = Annual Percentage Yield

Substantial penalty for early withdrawals. No institutional investors.

Loans

LoansRateAPRa
Refinance of New & Used Cars & Trucks - As low as1.89%b1.89%b
Purchase of New & Used Cars & Trucks - As low as

First Time Buyer/ No Credit Car Buyer Loan

2.49%b

9.24%b

2.49%b

9.24%b

New & Used Boats - As low as5.49%b5.49%b
New & Used Motorcycles - As low as5.49%b5.49%b
Personal Loans - As low as7.74%b7.74%b
Share Secured - Share Rate plus 3%
Certificate Secured - Certificate Rate plus 3% for term of certificate
First And Second Mortgages (Contact Mortgage Loan Department for Current rates)Visit www.magnifycu.org/mortgage for daily mortgage rates

a. APR = Annual Percentage Rate.

b. Rate includes up to a maximum .25% discount for having one or more of the following: .25% direct deposit/automatic payment; .15% discount for an electronic closing; and/or .10% discount for providing existing insurance document(s) to receive a free, no obligation quote from Magnify Insurance Agency. See us for qualifications.

The above rates are the lowest rates available and are based on an individual applicant's credit worthiness. Your rate may be higher than that advertised. We may match and/or beat any competitor rate. Contact us for more information.

Rates Subject to Change Without Notice.