Fee Schedule

Fee Schedule

As of March 1, 2015

(Eco) Share Savings Account
Account Closure$15.00 if account is closed within 180 days of opening
(Eco) Plus Checking Account
Service Fee

If the minimum balance requirement is not met

$4.00 per month
Overdraft Charge$5.00 per item
Temporary Checks

When accompanied by a Share Draft (check) order

FREE
Share Draft ReorderPrices may vary depending upon style selected.
(Solar) Money Market Savings Account
Service Charge

If the minimum balance requirement is not met

$5.00/Month
(Solar) Money Market Checking Account
Service Charge

If the minimum balance requirement is not met

$6.00/Month
Overdraft Charge$5.00 per item
Temporary Checks

When accompanied by a Share Draft (check) order

FREE
Share Draft ReorderPrices may vary depending upon style selected.
First Checking Account
Service ChargeFREE
Overdraft Charge$5.00 per item
Temporary Checks

When accompanied by a Share Draft (check) order

FREE
Share Draft ReorderPrices may vary depending upon style selected.
Other Checking Account Fees
NonSufficient Funds (NSF)$34.50 per item
Stop Payment$34.50 per request
Share Draft CopyFREE
Courtesy Pay

for overdrafts created by checks, in-person withdrawals, ATM withdrawals, ACH withdrawals, Point-Of-Sale (POS) transactions, or any other withdrawals via electronic means

$34.50 each
A negative balance fee will be charged on the eleventh day the account is negative up to and including the forty-fifth day.$3.45 per day
ATM & EFT Services
Nonproprietary ATM Debit$2.00 each
Nonproprietary ATM Balance Inquiry$1.00 per request
Photo of ATM User$50.00 per Photo
Electronic Funds Transfer (EFT) Return$34.50 per item
Electronic Funds Transfer (EFT) Stop Payment$34.50 per item
Electronic Funds Transfer (EFT) Exception Processing$34.50 per item
ATM & Electronic Funds Transfer (EFT) Courtesy Pay$34.50 per item
Other Services
Statement CopyFREE
Deposited Item Return$34.50/Item or per NSF item that would have occurred if the item was not deposited
Wire Deposit Fee (incoming)FREE
Wire Withdrawal Fee (outgoing domestic)$20.00 per transfer
Wire Withdrawal Fee (outgoing international)$60.00 per transfer
Research and ReconciliationFREE
Money Order$4.00 each
Travelers CheckFREE
Travelers Check Gift Check$1.25 per check
Travelers Check for Two$0.50/$100.00
Cashier's Check$5.00 per check

1st two made out to member are FREE

History Printout$1.00 per page
Plastic Card Lost/Stolen Replacement$10.00 per card
Plastic PIN Replacement FeeFREE
Plastic Card Capture$10.00
Stop Payment on Cashier's Check$34.50 per request
Check Cashing

If member has no other services than a Share Account with less than a $100.00 balance.

$3.00 per item
Return Mail$5.00 each
Legal Processing

For processing a subpoena, garnishment, levy, restraining notice or other such legal document.

$100.00 each
Dormant Account

If no member generated deposit or withdrawal in the past two years or more.

$7.50 per month
Member Locator

If a third party has to be used to find a member

$75.00 each
ACH Correction$3.00 per item
VISA Check Card PictureFREE
Visa Picture Card$5.75/picture
Loan Payment by Phone$5.00 per payment
Paper Statement

Waived for members under 18 and over 65.

$3.00 per statement
Low Balance Account

If average daily balances in deposit accounts (not including checking) falls below $100.00. Waived if you currently have a loan.

$5.00 per month
Credit Card Account
Non-Member Cash Advance Fee2% of Amount Advanced or $5.00 minimum
Share Value
Par value of one Share$5.00